Revolut delivered the week's biggest headline in digital banking, announcing on September 3, 2026 that it had secured conditional approval from the Office of the Comptroller of the Currency to form a U.S. national bank — a milestone that could reshape its competitive standing stateside.
Behind that news, established online players held their positions rather than making major moves of their own. Discover Bank stayed prominent in card-and-deposit discussions tracked across U.S. banking coverage, while Varo Bank continued to hold its spot in the broader fintech conversation even as headlines gravitated toward larger rivals. Current maintained visibility among consumers comparing app-based banking alternatives, and Axos Bank kept its footing as a familiar name in the online-banking landscape. Varo appeared again further down the list, underscoring how the brand's presence spans both the mid-tier and lower tier of this week's field without a fresh catalyst of its own.
The overall snapshot points to a category currently defined by one outsized regulatory breakthrough at Revolut, with the rest of the field holding steady rather than generating comparable news this week.
| # | Name | Score | 24h | |
|---|---|---|---|---|
| 1 | D | Discover Bank | 75.8 | +0% |
| 2 | V | Varo Bank | 71.9 | +0% |
| 3 | C | Current | 68.4 | +0% |
| 4 | A | Axos Bank | 64.9 | +0% |
| 5 | V | Varo | 61.3 | +0% |